咕咕愛囉唆

財務智商FINANCIAL INTELLIGENCE QUOTIENT (IQ)

財務管理一把罩你也可以辦得到想到理財；你有何感覺?

Successful financial management is not just for professionals

焦躁煩亂？

不知所措？

如果是這樣；那你並不孤單。

壊消息是個人理財有時相當複雜。

不過；也有好消息：你不必成為專家就能成功理財。

提升「財務智商」的資源隨處可得。

只要善加利用；所獲得的知識與技巧便會 大幅改變你的生活；經年累月；更見效果。

「財務智商」就是那種能幫你理解金錢運作；繼而助你妥善管理財富的智慧。

换句話說；擁有財務智慧；長遠下來將能讓你足以有責任、有智慧地處理金錢；亦能確保你做出正確財務決定；並且能在機會出現時把握生財良機。

只要幾個步驟；你就能提升自己的財務智商。

1. 自我教育 不要害怕擬定預算、投資暨退休計畫；各地圖書館、書店，甚至透過網站以及其他網路出處都有豐富資源能助你一臂之力學習相關知識。

YouTube也有理財教育頻道；基至政府當局也可能提供優化個人財務管理的免費資料。

When you think about managing your finances, how do you feel? Distressed? Overwhelmed? If so, you're not alone.

The bad news is that personal finances can be complex. But there's good news, too: You don't have to become an expert to manage your finances successfully.

The resources you need to raise your financial IQ are within reach. Make use of them, and the knowledge and skills you gain can make a huge difference in your life, especially over time.

Your financial IQ is the kind of intelligence that helps you comprehend how money works so you can manage it well. In other words, having financial intelligence makes you competent to handle money responsibly and wisely over the long term. It empowers you to make good financial decisions and to take advantage of money-making opportunities that present themselves. You can improve your financial IQ in just a few steps.

1. Educate yourself

Don't feel intimidated about budgeting, investing and retirement planning. There are plenty of resources to help you learn about these things at your local library, in bookstores and through websites and other online sources. YouTube has channels for financial education, and even your government might provide free materials for personal financial improvement.

Distress（v.）

Distressed悲痛的；憂傷的

The whole country was distressed when it heard that the president's plane had gone down over the Atlantic Ocean.

Distressed刻意磨損外表，讓其看起來有老舊的質感

Distressing a piece of wood furniture will give it more an antique look.

Distressed（n.）痛苦；苦惱

Joey has caused his parents and teachers a lot of distress by his bad attitude at school.

within reach很容易取得【伸手就拿得到】

Your dream of becoming head of the department is within reach so keep up the good work!隨手可得

Iris is not supposed to get up, so put everything she needs within reach of her bed.

The location of our new house is within reach of the kids' school and a shopping area

IQ vs EQ

well-versed

means you really understand something

it’s not just for CFOSs

this is for everybody, not just for professionals.

You’re not alone.

Do you want the good news or bad news first?

to make a （huge）difference

to make use of something

it’s just a matter of whether you’re going use it or not

IQ/ EQ

Intelligence quotient

Emotional quotient

comprehend理解；明白

Linda finds it extremely difficult to comprehend math questions.

Unless you see it in person, the extent of the damage the earthquake caused is hard to comprehend.

Sometimes it is difficult to comprehend someone who does not speak your mother tongue.不會說你的母語

intimidate使害怕；使威脅

Moving away from home and leaving everything you know behind intimidates a lot of young people. 使很多年輕人嚇壞了

intimidated恐嚇的；嚇人的

Don't feel intimidated by those boys. They act mean, but they are actually very nice.

intimidation

The women who live on the edge of the forest have experienced intimidation and violence by nearby tribes.

how money works

competent / a competent ＋（n.）

when you’re competent, you have the skills that you need to do something well

be a competent babysitter

retirement planning

keep me in the loop

tutorial

tutorial videos

new recipes

as a visual learner, it helps so much to actually watch someone prepare that dish of that item that I want to bake, to watch how they do it.

I really like the direction that you are going with this project and I want to be in the loop so l can understand what is happening.

You want me to keep you in the loop -So I should let you know what is happening.