咕咕愛囉唆

認識「洗錢」學會防制Clean of Dirty Money?

破解洗錢三階段,防制不法髒錢合法化 Criminals use money laundering to try to hide their illegal money

臺灣洗錢防制法是基於國際「洗錢防制金融行動工作組」FATF所頒布之四十條建議標準；銀行業者、不動產經紀人、律師以及其他受該法規範之產業人員都必須遵守規定。

這些相關產業的員工也都得接受訓練以便辨識、通報可疑洗錢活動。

而您該如何因應配合呢?

開設銀行帳戶時,銀行職員會要求查看您的身分證明以及留下您的聯絡方式。

行員還會詢問您想存入款項的來源和用途。

如果您與政府高層官員有密切關係,行員可能會進一步多詢問一些相關問題。

他們無非是想確認您的目的意圖是否光明正大；而這些都是防制洗錢的程序措施。

為了保護自己,請勿允許他人使用您的帳戶。

千萬不要被任何只要提供銀行帳戶就能輕鬆賺錢的廣告所欺騙。

幫助他人洗錢,即使是在間接的情况之下,也會構成犯罪。

我們必須遵循相關程序並回答規範問題齊心防制洗錢,否則洗錢這種不法活動將會一直持續下去。

The Money Laundering Control Act in Taiwan is based on the Financial Action Task Force (FATF) 40 Recommendations. Bankers, real estate brokers, lawyers and others who are regulated by the Act need to follow the regulations. Employees in these industries are trained to identify and report suspicious financial activities.

 What does all this mean for you? When you open a bank account, the bank clerk will ask to see your identification (ID) and record your contact information. They will inquire about the source and purpose of the funds you wish to deposit.

 If you are connected to high-ranking officials in the government, the staff may question you further. They want to confirm that your intentions are above board. These procedures are designed to prevent money laundering.

 To protect yourself, do not allow others to use your account. Do not be taken in by an advertisement offering an easy way to make money through your bank account. Helping others to launder money, even indirectly, is a crime.

 Money laundering will continue unless we put a stop to it by following procedures set by the Act and related regulations.

regulation （n.）規定

What are the school’s regulations concerning clothing?

The house next door is being torn down because it doesn't meet the city's regulations regarding plumbing or electricity.  水電管線不符合市政府的規定

If you had attended the meeting this morning, you would know that the company has a regulation about pets in the office.  辦公室養寵物的規定

suspicious （adj.）嫌疑的；可疑的

Helene's suspicious behavior led her coworkers to think that she is hiding something. 可疑的行為

There was something suspicious going on down the street in the middle of the night.

The lawmaker’s death is thought to be suspicious. 立法委員的死因

40 recommendations

broker

Somebody who buys and sells assets for other people.

counterfeit

counterfeit bill

knock-off仿冒品

if you are the counterfeiter, you’re trying to rip off somebody into thinking that it’s real.

to rip off剝削；敲詐

contact information

the punishment fits the crime

It means the punishment shouldn't be harsher than they deserve or maybe it's directly related to what they did.

So if one kid sneaks some screen time when they're not supposed to, maybe they'll lose their chance to play on electronic devices for the day or the whole week.

That's a good example. But it's important to remember that most kids aren't really committing "crimes."

The goal of punishment or discipline is to teach them what's right and wrong.

That is so true.

Now we can use this phrase in connection to legal issues as well.

Our justice system has changed a lot. Long ago, a thief might have his hand cut off!

Wow, I'm glad we don't do that anymore.

Now they may just have to go to jail to repay what they took.

So the meaning of "the punishment fits the crime" is no as literal as it used to be.

intention意圖；打算

Eli has no intention of quitting his job just because his boss was unfair to him.

Brett told his roommate that he had every intention of marrying Mary. 真心想要和Marry結婚

Even though Aaron had the best of intentions, his project didn’t turn out well. 雖然立意良好，但最後計畫沒有很成功

be taken in by 受騙；上當

Many people are taken in by phone scams. 詐騙電話

Everyone in the office was taken in by Scott's friendliness, not knowing he was really there to steal company secrets.

be taken in 被收留；帶回家照顧

When their parents were severely injured in a car accident, Kay and her brothers were taken in by their aunt and uncle.

interrogate 審問

that’s really intimidating嚇人的，令人生畏的

above board（計劃或交易）光明正大的

you’re doing something in a legitimate way

you’re honest, very open if you are above board

The company was very careful to record all of their profits to ensure that they were totally above board.

under the counter/ table

it is an object or something that is sold illegally

done illegally that you don’t want anyone to find out about

doing something in a hidden or secret way

we use both of these phrases most of the time to talk about an illegal activity

above reproach無可非議；十全十美

get rich scheme快速致富計畫

someone is promising you that if you just do a few simple things, you’re going to get rich very quickly.

to put a stop to ＋（n.）

teachers in schools are trying to put a stop to bullying.

I just bought very cheap tickets to Japan for Christmas.

Peach Air had a seat sale, and I got the last two tickets.

That's great!

Tickets are usually so expensive around Christmas.

Yes, that's true.

That's why I often check budget airline websites for seat sales.

I've never taken a budget airline before.

What's the difference between a budget airline and other airlines?

Well, the main difference is a lower price.

But budget airlines will charge you separately for luggage, carry-ons and meals.

OK. What else is different?

Budget airlines often fly at times many would consider inconvenient, and you often have to go outside of the terminal at the airport to board the plane.

I see.

I might try a budget airline the next time I travel.

seat sale座位售票

budget airline 廉價航空

terminal 航廈

paranoia妄想狂；偏執狂

greed