咕咕愛囉唆

信託2.0- -全方位信託TRUSTS CAN HELP OUR ELDERS

給高齡長者一個更美好的未來Trusts can provide a better future for our aging population

臺灣是一個美麗的島嶼，有著朝氣蓬勃、富有青春氣息的居民。

不過，根據統計數據顯示，臺灣的未來似乎看起來頗為灰暗；截至二○二一年底，有超過百分之十六的人口年齡落在六十五歲以上，而且出生率正持續下降。

高齡年長者全都需要醫療保健以及安全的住房。

然而，臺灣有一半以上的公寓建築屋齡都超過三十年。

這些建築通常沒有電梯，使得老人家必須爬樓梯上樓。

此外，這些建築可能還缺乏住戶在地震或火災發生時所需要的安全功能設施。

為了長輩，我們必須更新、重建老舊建築。

「信託」可以幫忙

很少人知道「信託」是什麼，而那些知道的人也可能未善加利用。

信託是一種民眾和銀行之間的特殊關係；由民眾交付銀行信託財產。

信託能保護民眾的資產並照顧想要照顧的人。

當信託與都市更新結合統整之後，可以不受外界干擾；興建資金得以專款專用，有利建案順利完工。

Trusts Can Help Our Elders

Taiwan is a beautiful island with many youthful people. But statistics show that its future looks rather gray. By the end of 2021 over 16 percent of the population was above the age of 65, and the birth rate was declining.

All these elders need healthcare and safe housing. But over 50 percent of the apartment buildings in Taiwan are more than 30 years old. They often lack elevators, forcing the elderly to climb stairs. They also may lack the safety features residents need in the event of an earthquake or a fire. Buildings need to be renewed and rebuilt for our elders.

Trusts can help

Rarely do people know what trusts are, and those who do may not make the best of them. A trust is a special relationship between a person and a bank. The person allows the bank to hold title to property or assets. The trust protects them from loss and benefits the beneficiary. When combined with urban renewal, trusts can be free from external interference. The funds assigned for construction can be used to enable the smooth completion of the construction project.

youthful （adj.）年輕的；富有青春活力的

No one knows how Doreen manages to keep her youthful appearance.青春外貿

Ben seems so youthful even though he is in his sixties. 青春活力

Sara and Mason work out at the gym every day, hoping to keep their youthful figures. 保持年輕的身材

elders / the elderly

elderly population

senior

senior citizen

gray vs. bright

If we say that the future looks gray, it means that looking ahead, things don't look so good.

grim 沒有希望的, 令人擔憂的 vs. dim 暗淡 vs. bleak 蒼涼

could describe future or people

having a senior moment 形容人突然變得健忘或超慢的時刻【老人時刻】

Dad had a senior moment and forgot Mom’s phone number.  

renew （v.）更新；換新；重新開始   

After the windows in the house were renewed, everyone felt warmer during the winter.

Val and Jessica renewed their friendship after fifteen years of not seeing each other. 重新開始友誼

renew （v.）延長期限

You need to renew your driver’s license before it expires next month..

to lack ＋（n.）

something is lacking 

resident  居民；定居者；住民vs. occupant 佔有人；居住者

a resident lives in a building, or in a place, and they are staying for a long time. it’s theri permanent living place.

But if you are an occupant, that means you are just there for a temporary period of time, maybe even just a few minutes or just for the afternoon or something like that.

in the event of ＋（n.）

sea sponge

asset　（n.）資產；財產

What is the total worth of the business’s assets? 企業總財產價值

Having a sense of humor is a great asset to yourself and everyone you know. 巨大的財富

Blake got a huge raise because his boss considers him to be an invaluable asset to the company. 寶貴資產

interference 　（n.）干預；雜訊干擾

Cole’s interference in the team’s work caused everyone to resent him.反感

Julia told Brad she would call him back because she was getting a lot of interference on her phone. 電話有很多雜音干擾

Bradshaw was able to make a touchdown in the football game because Cummings ran interference for him. 製造干擾

to make the best of ＋（n.） vs.　to make the most of ＋（n.）

If you make the best of something, it usually means that there's not something good going on, maybe a bad situation, or maybe something that you can control ... you can't control, excuse me, but what you can control is making the best of the situation.

I'm glad that you mentioned that usage for this phrase because in our lesson, it's kind of saying the opposite like trusts are great, but people might not make the most of them.

Are you going to make the most of your vacation?

beneficiary 受益人 vs. benefactor  捐助人，贊助人

The benefactor is the one providing something that is needed.

And the beneficiary, as you see in our lesson, is the one that is receiving those provisions.

tracking

silently repeat everything the speaker says  

Tracking works especially well for students in a classroom because it's silent, doesn't affect anyone around them and doesn't require anyone else except their teacher to do.

Why is the birth rate declining?

Is a low birth rate concerning?